Frontier Credit Union 515-573-8991

13 South 3rd Street
Fort Dodge, IA 50501
Ph: (515) 573-8991


	Online Banking Savings Debit / ATM Cards Basic Share Account Christmas Club Account Share Draft (Checking) Deposit Accounts Life Savings Insurance (no cost to members) Family Memberships Kirby Kangaroo Club -up to 13 years of age	Loans New & Used Auto Loans Open End Revolving Credit Home Equity Loans Home Improvement Loans Secured Loans Loan Protection Insurance (no cost to members) Credit Disability Insurance Travel Cards Fun Parks Special Rates, Tickets, available here Notary Service Money Orders

Savings Programs We are proud of the array of savings tools that we offer to our members. Primary Share Account: Opened with your initial $25 deposit, you may add to your Primary Share account by visiting the Credit Union office, by mail, through payroll deduction or by direct deposit. Dividends are computered daily and compounded quarterly. Secondary Share Account: Allows members to save money in additional accounts and name them as they choose (example "College Fund"). these descriptions are distinguished separately on our members' statements. Christmas Club Account: This account allows members to save for the holidays in an account that cannot be withdrawn from. This takes the tempation away to spend these set aside funds. The Christmas Club Account receives dividends which are posted as of October 31 each year. The account pays out to the member's share account on November 1 of each year. Term Share Certificate (CD): Members looking for a better rate of return may wish to invest in our certificates. Certificates are offered as a safe means of earning a higher rate of return. All certificates are automatically renewable, unless otherwise specified. Minimum deposits are required. Early withdrawal may result in penalty. Please call us for current rates. Share Draft / Checking Members can open a share draft accoutn at the Credit Union. Dividends are calculated on hte average daily balance if at least $350 is maintained. Some other features of our share draft accounts are: Carbonless share drafts for easier record keeping Automatic transfer for overdrafts Direct deposit and payroll deduction Direct withdrawal features (phone bill, house payment, etc.) Free Checking MasterMoney! (ATM / Debit Card) Convenience of using a card rather than writing a check to make purchases; charge is deducted out of the member's share draft (checking) account. Accepted world-wide, even where share drafts or checks usually are not Purchases are shown on share draft (checking) statement with merchant name rather than a draft number Card can be used in ATM machines that display CIRRUS or SHAZAM networks for deposits, withdrawals, transfers, inquiries Member has charge-back rights on purchases when using their MasterCard Debit Card. Loan Services Frontier Community Credit Union's Goal is to offer reasonable and affordable loan rates for its members. We strive for the lowest rates in the area. We will process your loan application quickly. In most cases we can either make the loan on the spot or have an answer within 24 hours. Loans at the credit union are granted based on the member's ability to repay, need and credit history. The types of loans that we provide are as follows: Auto (new and used) Personal Recreational Vehicles Share Secured Computer Home Improvement Home Equity