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Auto Loans - Rates and Terms (% APR)
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Loan rates effective as of January 2009. Loan rates are with qualifying
credit, based on your credit history and subject to change without notice.
The credit union will always have the most current rate.
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 New
2006-2008
2004-2005
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2001-2003
1999-2000
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1998
and older
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| New
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Up
to 60 months
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Level A
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6.40%
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Level B
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7.40%
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Level C
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8.40%
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Level D
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9.40%
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Level E
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10.40%
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Levels
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| 700+ |
A |
| 650-699 |
B |
| 600-649 |
C |
| 550-599 |
D |
| Up to 549 |
E |
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2006 - 2008
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60 months
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48 months
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36 months
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Level A
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7.00%
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6.75%
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5.75%
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Level B
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8.00%
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7.75%
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6.75%
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Level C
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9.00%
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8.75%
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7.75%
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Level D
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10.00%
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9.75%
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8.75%
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Level E
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11.00%
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10.75%
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9.25%
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| 2004 - 2005 |
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60 months
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48 months
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36 months
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Level A
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7.25%
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6.75%
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6.25%
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Level B
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8.25%
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7.75%
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7.25%
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Level C
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9.25%
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8.75%
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8.25%
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Level D
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10.25%
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9.75%
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9.25%
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Level E
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11.25%
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10.75%
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10.25%
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| 2001-2003 |
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48 months
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36 months
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24 months
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Level A
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8.00%
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7.75%
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6.75%
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Level B
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9.00%
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8.75%
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7.75%
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Level C
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10.00%
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9.75%
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8.75%
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Level D
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11.00%
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10.75%
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8.75%
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Level E
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12.00%
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11.75%
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10.75%
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| 1999 - 2000 |
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48 months
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36 months
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24 months
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Level A
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9.75%
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9.25%
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8.25%
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Level B
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10.75%
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10.25%
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9.25%
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Level C
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11.75%
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11.25%
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10.25%
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Level D
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12.75%
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12.25%
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11.25%
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Level E
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16.75%
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13.25%
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12.25%
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| 1998 and Older |
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36 months
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24 months
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12 months
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Level A
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10.25%
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8.75%
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7.75%
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Level B
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11.25%
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9.75%
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8.75%
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Level C
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12.25%
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10.75%
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9.75%
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Level D
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13.25%
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11.75%
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10.75%
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Level E
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14.75%
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12.75%
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11.75%
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