13 South 3rd Street
Fort Dodge, IA 50501
Ph: (515) 573-8991

 

 

Auto Loans - Rates and Terms (% APR)


Loan rates effective as of January 2009. Loan rates are with qualifying credit, based on your credit history and subject to change without notice. The credit union will always have the most current rate.

New
2006-2008
2004-2005

2001-2003
1999-2000

1998 and older

New
Up to 60 months
Level A
6.40%
Level B
7.40%
Level C
8.40%
Level D
9.40%
Level E
10.40%
Levels
700+ A
650-699 B
600-649 C
550-599 D
Up to 549 E
2006 - 2008
 
60 months
48 months
36 months
Level A
7.00%
6.75%
5.75%
Level B
8.00%
7.75%
6.75%
Level C
9.00%
8.75%
7.75%
Level D
10.00%
9.75%
8.75%
Level E
11.00%
10.75%
9.25%
2004 - 2005
 
60 months
48 months
36 months
Level A
7.25%
6.75%
6.25%
Level B
8.25%
7.75%
7.25%
Level C
9.25%
8.75%
8.25%
Level D
10.25%
9.75%
9.25%
Level E
11.25%
10.75%
10.25%
2001-2003
 
48 months
36 months
24 months
Level A
8.00%
7.75%
6.75%
Level B
9.00%
8.75%
7.75%
Level C
10.00%
9.75%
8.75%
Level D
11.00%
10.75%
8.75%
Level E
12.00%
11.75%
10.75%
1999 - 2000
 
48 months
36 months
24 months
Level A
9.75%
9.25%
8.25%
Level B
10.75%
10.25%
9.25%
Level C
11.75%
11.25%
10.25%
Level D
12.75%
12.25%
11.25%
Level E
16.75%
13.25%
12.25%
1998 and Older
 
36 months
24 months
12 months
Level A
10.25%
8.75%
7.75%
Level B
11.25%
9.75%
8.75%
Level C
12.25%
10.75%
9.75%
Level D
13.25%
11.75%
10.75%
Level E
14.75%
12.75%
11.75%