215
Central Avenue Fort
Dodge, IA 50501 |
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Current
Rates: 5/20/2009 |
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New |
60
Months |
5.75 |
% |
48
Months |
5.50 |
% |
36
Months |
5.25 |
% |
7.25 |
% |
6.75 |
% |
6.00 |
% |
||||
9.25 |
% |
8.25 |
% |
8.00 |
% |
||||
10.75 |
% |
10.25 |
% |
9.50 |
% |
||||
11.75 |
% |
11.25 |
% |
10.50 |
% |
||||
Program
Cars |
60
Months |
5.75 |
% |
48
Months |
5.50 |
% |
36
Months |
5.25 |
% |
7.25 |
% |
|
6.75 |
% |
|
6.00 |
% |
||
9.75 |
% |
9.25 |
% |
8.50 |
% |
||||
11.25 |
% |
10.75 |
% |
10.00 |
% |
||||
12.25 |
% |
11.75 |
% |
11.00 |
% |
||||
2006
- 2008 |
60
Months |
6.00 |
% |
48
Months |
5.50 |
% |
36
Months |
5.25 |
% |
7.25 |
% |
6.75 |
% |
6.00 |
% |
||||
9.75 |
% |
9.60 |
% |
9.50 |
% |
||||
11.25 |
% |
11.10 |
% |
11.00 |
% |
||||
12.25 |
% |
12.10 |
% |
12.00 |
% |
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|
|
60
Months |
6.25 |
% |
48
Months |
6.00 |
% |
36
Months |
5.75 |
% |
7.50 |
% |
|
7.25 |
% |
|
7.00 |
% |
||
10.25 |
% |
10.00 |
% |
9.50 |
% |
||||
11.75 |
% |
11.50 |
% |
11.00 |
% |
||||
12.75 |
% |
12.50 |
% |
12.00 |
% |
||||
2001
- 2003 |
48
Months |
6.50 |
% |
36
Months |
6.25 |
% |
24
Months |
6.00 |
% |
7.50 |
% |
|
7.25 |
% |
|
7.00 |
% |
||
11.00 |
% |
10.75 |
% |
10.50 |
% |
||||
12.50 |
% |
12.25 |
% |
12.00 |
% |
||||
13.50 |
% |
13.25 |
% |
13.00 |
% |
||||
1999
- 2000 |
48
Months |
6.75 |
% |
36
Months |
6.50 |
% |
24
Months |
6.00 |
% |
9.75 |
% |
|
9.60 |
% |
|
9.50 |
% |
||
12.50 |
% |
12.00 |
% |
11.50 |
% |
||||
14.00 |
% |
13.75 |
% |
12.50 |
% |
||||
18.00 |
% |
16.75 |
% |
14.75 |
% |
||||
1998 and Older |
36
Months |
7.50 |
% |
24
Months |
6.50 |
% |
12
Months |
6.25 |
% |
10.25 |
% |
|
10.00 |
% |
|
9.75 |
% |
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13.00 |
% |
11.50 |
% |
11.25 |
% |
||||
14.50 |
% |
13.00 |
% |
12.75 |
% |
||||
18.00 |
% |
15.00 |
% |
14.75 |
% |
||||
 |
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Member
Select Loan |
Signature
Loan |
||||||||
Maximum |
$1,000.00 |
6.75% |
Maximum |
$5,000.00 |
7.75% |
||||
Term |
$60.00
Monthly |
9.00% |
Term |
Minimum
$40 |
11.00% |
||||
$13.86
Weekly |
11.50% |
$3.50
per $100.00 |
16.50% |
||||||
12.50% |
17.50% |
||||||||
13.50% |
19.00% |
||||||||
 |
||||||||
12
Months |
24
Months |
36
Months |
48
Months |
60
Months |
||||
5.75% |
6.75% |
7.50% |
8.50% |
9.50% |
||||
9.00% |
10.00% |
10.50% |
12.50% |
13.50% |
||||
10.00% |
13.00% |
15.50% |
16.50% |
17.50% |
||||
11.00% |
14.00% |
16.50% |
17.50% |
18.50% |
||||
13.00% |
16.00% |
18.50% |
19.00% |
21.00% |
||||
Share
Secured |
||||||||
Maximum |
100%
of Balance |
2.50%
above earnings |
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Term |
Coincide
w/acct |
|||||||
 |
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Home
Equity |
Levels | |||||||
Maximum |
90% of Assessed Value (Less 1st Mortgage) |
A 700+ | ||||||
85%
of Appraised Value (Less 1st Mortgage) |
B 650 - 699 | |||||||
3
Years |
5
Years |
7
Years |
10
Years |
C 600 - 649 | ||||
5.50% |
6.30% |
7.50% |
8.50% |
D 550 - 599 | ||||
6.75% |
7.00% |
8.75% |
9.50%
|
E up to 549 | ||||
7.75% |
8.00% |
9.50% |
10.25% |
|||||
8.75% |
9.00% |
10.50% |
11.25% |
|||||
9.75% |
10.00% |
11.50% |
12.25% |
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E-mail:
fdfcu@frontiernet.net Phone:
(515) 573-1160 Phone
Banking: (515) 573-4040 
